Check Your EC Eligibility in Singapore

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Check If You Qualify for an Executive Condo

Executive Condominiums ECs are a unique housing option in Singapore, combining the affordability of a subsidised flat with the amenities of private condominiums. However, they come with specific EC eligibility conditions. If you're wondering whether who can buy EC or entitled to EC grants,this guide breaks it down clearly for you.

What Is EC Eligibility?

Check If You Qualify for an Executive Condo

Who can buy EC:

ECs are subsidised by the government, which means only certain buyers are allowed to purchase them. EC eligibility and EC grants are assessed based on citizenship, age, income, and family status. These criteria are designed to ensure ECs go to Singaporean households who need them most.

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Basic Eligibility Criteria

EC eligibility and EC grants:

you must meet all the following conditions:

1. Citizenship

You must be a Singapore Citizen.
At least one other applicant must be either a Singapore Citizen or a Permanent Resident PR.

2. Age

Minimum age: 21 years old.
If applying under the Joint Singles Scheme for resale ECs only, the minimum age is 35.

3. Family Nucleus Requirement

You must apply under one of the following schemes:

Public Scheme: Applying with parents and/or siblings.
Fiancé/Fiancée Scheme: Engaged couples planning to marry.
Orphan Scheme: You and your siblings are orphans.
Joint Singles Scheme: Two to four single Singapore Citizens.

Still wondering who can buy EC? Connect with EC-Homes to get your answers!

Income Ceiling

Basic Eligibility Criteria

EC Eligibility (who can buy EC):

To qualify for a new EC, your household income must not exceed $16,000 per month.

The income ceiling is based on the average gross monthly income over the last 12 months.

Household Size Monthly Income Eligible?

2 Adults $16,000✅ Yes

4 Adults $17,000❌ No

Tip: If you're close to the income ceiling, consider talking to a mortgage advisor before applying.

*For EC grants, a different eligibility must be met.

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Can PRs or Singles buy EC

Who can buy EC:

PRs can only buy an EC if applying with a Singapore Citizen spouse SC + PR household.
PR + PR households are not eligible for new ECs.

Singles

2 Joint SC 35 and above Singles can purchase a EC
A Single cannot buy new ECs.
They can buy resale ECs after the 5-year MOP as a Single.

For more on EC eligibility and EC grants, contact EC-Homes now!

CPF Housing Grants

Can PRs or Singles buy EC

EC grants:

While EC buyers are not eligible for HDB BTO grants, they can receive CPF Housing Grants.

Family Grant: Up to $30,000 for SC + SC households
Half-Housing Grant: Up to $15,000 for SC + PR households

Grants are subject to income tiers and household composition.

For more on who can buy EC & EC eligibility, speak to our EC advisor today!

EC Eligibility Guide – Who Can Buy a new EC in Singapore

Application Schemes

What if Not Eligible?

Who can buy EC:

Fiancé/Fiancée Scheme
Must register your marriage within 3 months after getting the keys.
ROM certificate not needed at the time of booking.

Orphan Scheme

Must be orphans without living parents.
Apply with at least one sibling.

Divorced Applicants

If you have children, you must have legal custody of them.

To understand more on EC eligibility or EC grants, speak to EC-Homes today!

What if Not Eligible?

EC eligibility:

If you’re not eligible for a new EC, consider the following alternatives:

Resale ECs available after 5 years from TOP
Private condos no eligibility restrictions
HDB BTO or resale flats if you meet those criteria

At EC-Homes, we will guide you on who can buy EC & EC grants.

EC Eligibility Guide – Who Can Buy a new EC in Singapore

FAQs

Can I buy an EC if I currently own a private property?

No. You must dispose of your private property at least 30 months before applying.

Can I apply for an EC if I previously owned an HDB flat?

Yes, if you’ve met the 5-year MOP on your previous flat.

What if my income exceeds the ceiling after I apply?

As long as you qualified at the time of application, you remain eligible.

Can foreigners buy an EC?

No. Only Singapore Citizens (and PRs in mixed households) can buy new ECs.

Speak to our EC advisor on EC eligibility,EC grants and understand who can buy EC.

EC Eligibility Checks, EC Grants & Expert Guide for Executive Condos.

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Check If You Qualify for an Executive Condo

Check If You Qualify for an Executive Condo

Check If You Qualify for an Executive Condo

What Is EC Eligibility?

Check If You Qualify for an Executive Condo

Check If You Qualify for an Executive Condo

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Basic Eligibility Criteria

Basic Eligibility Criteria

Basic Eligibility Criteria

1. Citizenship

2. Age

3. Family Nucleus Requirement

Income Ceiling

Basic Eligibility Criteria

Basic Eligibility Criteria

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Can PRs or Singles buy EC

Can PRs or Singles buy EC

Can PRs or Singles buy EC

Singles

CPF Housing Grants

Can PRs or Singles buy EC

Can PRs or Singles buy EC

EC Eligibility Guide – Who Can Buy a new EC in Singapore

Application Schemes

What if Not Eligible?

What if Not Eligible?

Orphan Scheme

Divorced Applicants

What if Not Eligible?

What if Not Eligible?

What if Not Eligible?

EC Eligibility Guide – Who Can Buy a new EC in Singapore

FAQs

EC Eligibility Guide – Who Can Buy a new EC in Singapore

Ready to take the next step?

EC Eligibility Checks, EC Grants & Expert Guide for Executive Condos.

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Check If You Qualify for an Executive Condo

Check If You Qualify for an Executive Condo

Check If You Qualify for an Executive Condo

What Is EC Eligibility?

Check If You Qualify for an Executive Condo

Check If You Qualify for an Executive Condo

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Basic Eligibility Criteria

Basic Eligibility Criteria

Basic Eligibility Criteria

1. Citizenship

2. Age

3. Family Nucleus Requirement

Income Ceiling

Basic Eligibility Criteria

Basic Eligibility Criteria

EC Eligibility Guide – Who Can Buy a New EC in Singapore

Can PRs or Singles buy EC

Can PRs or Singles buy EC

Can PRs or Singles buy EC

Singles

CPF Housing Grants

Can PRs or Singles buy EC

Can PRs or Singles buy EC

EC Eligibility Guide – Who Can Buy a new EC in Singapore

Application Schemes

What if Not Eligible?

What if Not Eligible?

Orphan Scheme

Divorced Applicants

What if Not Eligible?

What if Not Eligible?

What if Not Eligible?

EC Eligibility Guide – Who Can Buy a new EC in Singapore

FAQs

EC Eligibility Guide – Who Can Buy a new EC in Singapore

Ready to take the next step?

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